Is trailer cover usually included in commercial vehicle policies?

Trailer cover is typically included in commercial vehicle policies, but the specifics can vary significantly between different insurers and policies. The correct choice reflects that while many commercial vehicle policies may automatically provide cover for trailers, it is essential to carefully review the policy wording for every individual case. This is necessary because some policies might limit coverage based on the type of trailer or the use case, which means that the presence of this cover isn't guaranteed across the board.

In practice, this highlights the importance of reading the finer details of the insurance contract. Policyholders should ensure that they understand what is covered under their specific circumstances, and whether any limits or exclusions apply to trailer coverage. This aspect of policy analysis reinforces the broader principle of transparency in insurance contracts, emphasizing the need for clarity on what is and is not included.