What amount can a third party claim for personal injury caused by an uninsured driver?

In the context of claims for personal injury caused by an uninsured driver, the correct response is that the claim amount is unlimited. This means that when a third party suffers personal injuries due to the actions of an uninsured driver, they are not constrained by a cap on the amount they can claim.

The rationale behind this provision is to ensure that victims of road traffic accidents are not left uncompensated due to the fact that the responsible driver did not have insurance. The law aims to protect innocent third parties by allowing them to pursue claims for the full extent of their injuries, medical expenses, loss of earnings, and any other associated costs without a pre-determined limit.

Other amounts, such as £1 million, £250,000, or £500,000, would imply a maximum ceiling on claims, which contradicts the fundamental aims of providing full compensation to victims in such situations. Thus, the concept of having an unlimited claim amount is designed to ensure that justice is served and that all costs related to injuries suffered due to uninsured drivers can be recovered.