What is a potential consequence if unauthorized software is installed in an autonomous vehicle?

If unauthorized software is installed in an autonomous vehicle, one significant outcome could indeed be that the insurer might deny liability in case of an accident. This situation arises because insurance contracts typically include clauses that specify the conditions under which coverage is valid. Unauthorized modifications, such as the installation of unapproved software, can be seen as a violation of the terms laid out in the insurance policy.

Insurance policies are designed to provide coverage for risks associated with the vehicle when it is used in accordance with the manufacturer's specifications and the terms of the policy. When unauthorized software is introduced, it may alter the vehicle's functionality in ways that are unpredictable or hazardous, thereby increasing the risk of accidents. Insurers could argue that the modifications contributed to the cause of the accident, which would give them grounds to withdraw coverage or deny claims related to that incident.

Therefore, the implications of unauthorized software can directly affect the relationship between the insured and the insurer, leading to potential denial of liability and resulting in significant financial and legal consequences for the vehicle owner.