What type of benefit does personal injury protection offer?

Personal Injury Protection (PIP) is a specific type of auto insurance that provides benefits for medical expenses resulting from injuries sustained in an automobile accident, regardless of who was at fault. The primary purpose of PIP is to ensure that insured individuals receive timely medical care to address their injuries.

This benefit typically covers a variety of expenses, including hospital bills, medical treatment, rehabilitation costs, and sometimes even lost wages if the injury affects the ability to work. The focus of PIP is on the injured party's recovery rather than liability for damages to other parties, which distinguishes it from liability protection.

Liability protection refers to coverage for damages you may cause to others in an accident, while coverage for stolen property would not be related to personal injury at all. Rental vehicle costs may be covered under a different policy type or endorsement but are not included within the PIP benefits. Thus, the emphasis on medical expenses directly connects to the nature of personal injury protection, making it the correct answer.