Which document serves as proof of insurance in the UK?

The motor insurance certificate serves as the official proof of insurance in the UK. This document is issued by the insurance company and provides verification that a vehicle is insured under a specific policy. It contains key information such as the policyholder's details, the details of the vehicle, and the coverage period.

Unlike a driver's license, which is used to validate an individual's permission to drive, or a vehicle registration document, which denotes ownership and registration of the vehicle, the motor insurance certificate specifically confirms that the vehicle has valid insurance coverage. The insurance policy document also provides comprehensive details about the coverage and terms of the insurance, but it is not used as a direct proof of insurance for legal purposes or to present to authorities. Hence, the motor insurance certificate is the appropriate document required for demonstrating compliance with the law regarding motor insurance in the UK.