Who operates the central database in the UK containing the insurance details of all registered vehicles required by the Fourth EU Motor Directive?

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Prepare for the CII Certificate in Insurance - Motor Insurance Exam. Study with diverse questions, detailed explanations, and in-depth learning resources. Get ready for your CII Motor Insurance Exam success!

The central database in the UK that contains the insurance details of all registered vehicles, as required by the Fourth EU Motor Directive, is operated by the UK Information Centre. This organization plays a vital role in ensuring that there is accurate and up-to-date information regarding vehicle insurance, which assists in the monitoring of compliance with insurance laws and helps to reduce uninsured driving.

The Fourth EU Motor Directive necessitates that all member states maintain such a database to facilitate the exchange of insurance data across borders, improving road safety and the protection of victims in motor vehicle accidents. The UK Information Centre is tasked with managing this data, thus centralizing the information related to vehicle insurance for regulatory and enforcement purposes.

In contrast, while other entities like the Department of Transport may oversee broader transport policies and the Vehicle Certification Agency plays a role in vehicle approvals and technical standards, they do not operate this specific central database. The Insurance Fraud Bureau focuses on detecting and preventing motor insurance fraud but is not responsible for the overall management of vehicle insurance data.

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